Maya – savings, loans, cards​

Maya is a unique BSP-licensed banking application that offers a twist on traditional banking. With Maya, users can enjoy up to 15% interest per annum, credited daily, allowing them to see their money grow every 24 hours. This feature sets Maya apart from other banking apps and makes it an attractive option for those looking to maximize their savings.

In addition to its savings feature, Maya also offers borrowing options for users who are ready for big life upgrades. With a Personal Loan of up to P250,000 or Maya Easy Credit for up to P18,000, users can give their everyday budget a boost. However, approval for these loans is subject to credit evaluation, and terms and conditions apply.

Maya also provides convenient payment options, including the ability to send money, pay bills, and make purchases using a Maya card or by scanning QR codes at local shops. This makes it a one-stop-shop for all wallet needs.

For those looking to explore their money's potential, Maya offers various investment opportunities. Users can buy, sell, and trade popular cryptocurrencies like Bitcoin and Ethereum for as low as P1, or invest in world-famous companies through Maya Funds for just P50.

For those interested in borrowing from Maya, the app provides a breakdown of loan terms, including credit limit amounts, interest rates, tenure, and applicable fees. A sample computation is also provided to give users an idea of their monthly installment and total repayment amounts. It is important to note that late fees may apply for overdue payments.

Maya is a licensed bank regulated by the Bangko Sentral ng Pilipinas, and deposits are insured by PDIC up to P500,000 per depositor. For any concerns, users can visit the Help Center in their app or contact Maya's customer service from 8 AM to 7 PM daily. Toll-free and Smart options are also available for convenience.