MIDFLORIDA Credit Union

The Account Management feature of the MIDFLORIDA Mobile App allows users to easily open additional accounts and view all their balances in one convenient place. This includes the ability to add external accounts from other banks, providing a comprehensive overview of their finances. Users can also customize alerts for deposits, withdrawals, and card purchases to stay informed about their account activity. Additionally, important documents and statements can be accessed directly from the app, making it a one-stop-shop for managing accounts.

The Card Controls feature gives users control over their debit and credit cards. They can lock or unlock lost or misplaced cards, redeem rewards, and set restrictions on where and how their cards can be used. This includes limiting transactions by merchant type, transaction type, or setting spending limits. This feature provides peace of mind and helps users manage their spending.

The app also allows users to easily send and receive money. Direct deposit can be set up directly through the app, and users can receive their paychecks up to two days early with Free Early Paycheck. Bills can also be paid electronically, and money can be transferred between MIDFLORIDA accounts or to and from accounts at other institutions. This makes managing finances and making payments quick and convenient.

Security is a top priority for MIDFLORIDA, and the app offers several features to protect users' financial information. Optional 2-Step Authentication, advanced encryption technology, and one-time passcodes help prevent unauthorized access to accounts. Users can also manage and disconnect any applications connected to their online banking profile through Plaid, giving them greater control over their account security.

The app also offers tools to help users save and educate themselves about finances. Smart Save is a debit card round-up feature that automates savings, and budgeting tools and goal trackers help users manage their finances. Additionally, financial literacy courses are available to enhance users' knowledge about personal finance.

To use the MIDFLORIDA Mobile App, users must be members of MIDFLORIDA and enrolled in the Free Online Banking platform. This ensures the security and privacy of users' financial information. The app is insured by NCUA, providing an added layer of protection for users' accounts. With its user-friendly features and emphasis on security, the MIDFLORIDA Mobile App is a valuable tool for managing finances on the go.