N26 — Love your bank

N26 is a mobile banking application that allows you to manage all your finances directly from your smartphone. With N26, you can easily pay for purchases using your virtual N26 Mastercard and Google Pay. The app offers five different virtual card designs to choose from, allowing you to add a personal touch to your payments.

One of the key features of N26 is the ability to transfer money quickly and easily using MoneyBeam and instant transfers. This allows you to send money around the world with no hidden fees. N26 also offers premium accounts, including N26 Smart, N26 You, and N26 Metal, which come with additional perks and features to enhance your banking experience.

For shared finances, N26 offers joint accounts with dedicated IBANs, useful insights, and user-friendly features to make managing your expenses easier. Additionally, N26 offers the option to split eligible past purchases with N26 Installments or get approved for an overdraft of up to €10,000 in minutes (available in Germany and Austria). You can also get a loan instantly with no paperwork through N26 Credit (available in Germany and France).

N26 also caters to self-employed individuals with their business account, which offers 0.1% cashback for every payment made with the N26 Mastercard. And if you have any questions, N26 offers 24/7 customer support through the chat feature in the app, available in five languages.

In addition to banking services, N26 also offers savings and investment options. With N26 Instant Savings, you can earn interest on all your savings with no deposit limits, regardless of your membership level. You can also organize your savings into sub-accounts with N26 Spaces and automate your savings with N26 Round-ups. N26 also offers smart tools to help you budget, such as Insights to keep track of your money.

For those interested in investing, N26 offers a variety of stocks, ETFs, and crypto coins, including Ethereum and Bitcoin. You can manage your investments directly through the N26 app, without the need for a separate app. N26 Metal and N26 You members also receive free trades for stocks and ETFs each month. Additionally, N26 offers free, fully-flexible investment plans for those with limited time.

As a fully-licensed German bank, N26 prioritizes the security of your money. The app offers customizable settings to give you control over the security of your account, such as the ability to lock and unlock your card, change your PIN, and set spending limits. N26 also offers a dark mode feature for banking after hours.

In conclusion, N26 is a comprehensive mobile banking app that offers a range of features and services to help you manage your finances, save money, and invest. With its user-friendly interface, customizable security settings, and 24/7 customer support, N26 makes banking simple, secure, and convenient.