Republic Finance

Welcome to Republic Finance, where you can easily manage your account and make payments using your bank account or debit card. Our user-friendly application allows you to view your account information and details, as well as access pre-qualification with no impact to your credit score. You can also find a branch or contact us for any assistance you may need.

Our loan offers are tailored to typical applicants and feature quotes for loans with terms ranging from 12 to 60 months. For example, if you borrow $7,000 with a 30.04% Annual Percentage Rate (APR) and a 60-month term, your monthly payments would be $226.47. The total amount paid for this loan, including principal, interest, and fees, would be $13,588.20. Please note that APRs will not exceed 35.99% and loan terms may vary based on your state of residence and creditworthiness.

At Republic Finance, we offer both secured and unsecured loans. Secured loan applications and closings must be completed with a branch employee, and collateral and insurance requirements will apply. However, the purchase of any required insurance from Republic Finance is optional. For auto-secured loans, a first lien on a vehicle titled in your name with valid insurance is required.

Current customers may also be eligible for a loan refinance, but all applications and closings must be completed with a branch employee. Please note that not all consumers will qualify for our loans, and not all will be eligible to apply for an online unsecured loan through our website.

With over 70 years of experience, Republic Finance is dedicated to providing flexible lending options and exceptional customer service. We currently serve over 400,000 customers with more than 250 branch locations. Our company is licensed by the Virginia State Corporation Commission (License No.: CFI-196) and registered with NMLS # 182116 in GA and OH. Trust us to help you with your financial needs.