OCHO is an innovative car insurance app that utilizes advanced technology to provide affordable insurance options. With just a few clicks, users can receive personalized quotes, cover their down payment, and set up a payment plan that aligns with their payday. The best part? Everything can be managed directly from your phone, eliminating the need for paperwork, long phone calls, and stress. Download the OCHO app today and experience the power of smarter insurance.
So why should you choose OCHO? For starters, some customers may qualify for no-deposit coverage, while others can enjoy a significantly lower down payment. Additionally, OCHO offers a flexible payment plan that allows you to pay over time. Need extra days to make a payment? No problem. OCHO also provides instant proof of insurance, so you can get covered the same day. And with their unique PriceCheck tool, you can ensure you're getting the best and most affordable quote. In fact, 58% of OCHO customers save $600!
Don't just take our word for it, hear what our satisfied customers have to say. Gloria K. from Springfield, IL raves, "Totally legit and you don't have to put any money down and they give you proof of insurance the same day." Thor Seth adds, "They were really great and got me back on the road for 0 down. I would definitely recommend OCHO to anyone." And Addierene H. from Gainesville, GA shares, "Love it. Helped with the down payment. Which is always too much to put down for car insurance. As a single mom, I did not have to worry between down payment for car insurance and groceries for my children."
So how does OCHO work? Say goodbye to large down payments and insurance cancellations. OCHO helps finance your auto insurance at no extra cost, giving you the flexibility to deal with them instead of the insurance company. With lower or no down payments, split payments, and customizable payment dates, OCHO makes insurance shopping stress-free. Plus, they offer extra time to pay when needed, ensuring you stay insured and break the cycle. Currently, OCHO operates in Arizona, Texas, Illinois, Georgia, Missouri, New Mexico, Washington State, and Wisconsin.
Launched in 2021, OCHO's mission is to revolutionize car insurance for hardworking individuals across the USA. Founded by immigrants, OCHO offers more than just coverage - their policies are a pathway to financial resilience, providing the breathing room you deserve. With OCHO's user-friendly platform, you can easily find and compare auto insurance, get your credit score for free, select payment dates that align with your payday, and download policy documents instantly. You can also request a payment extension if needed and manage your payments and policy from your dashboard.
OCHO works with several reputable insurance companies, including Progressive, Dairyland, Gainsco, National General, and more. And unlike other insurance apps like Hugo Insurance, OCHO offers continuous coverage and flexible payment plans, ensuring you are always protected without any gaps in coverage. OCHO is not a payday loan service, cash loan, personal loan app, or a platform for borrowing money. They also do not use telematics.
At OCHO, they pride themselves on being different from other insurance companies. They are not affiliated with companies like Lemonade, The Zebra, Root Insurance, Freeway Insurance, and others listed on their website. For more information, visit www.ocho.co and experience the power of smarter insurance today.









